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Medicaid Look-Back Periods: How they Work, Why You Need to Understand Them, and How to Plan with Them
Long-term care is expensive and by the time your clients need it, they can neither afford it nor get private insurance to cover it. We all know that Medicaid rules prohibit individuals from giving away assets to become immediately eligible for government assistance, but attorneys often do not understand the specifics of those “look-back” rules or, more importantly, how to plan within them so clients can properly account for gifts and pay for long-term care. We will discuss specific federal and Wyoming Medicaid statutes and rules regarding the treatment of gifts given by Medicaid applicants within the “look-back” period. We will also discuss case studies that highlight the importance of planning and provide tips on advising clients about best practices to follow when giving gifts and arranging plans allowing them to pay for care until qualified to receive Medicaid assistance.
1.5 MCLE
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